★★★★★  4.9 from 180 Google reviews

Consolidate all your debt into one easy payment.

Free up hundreds every month and stop juggling five separate payments.

For Ontario homeowners. Takes about 2 minutes. Free, no credit check.

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Last step. Where should we send your results?

Is this for you?

This is for you if

✓You own your home in Ontario
✓Your mortgage is less than about 80% of your home's value
✓You carry high interest debt like credit cards or loans
✓You want one lower monthly payment

This is not for you if

✗You rent your home
✗You owe more than about 80% of your home's value
✗You have no high interest debt to clear
✗You are only hunting for the lowest rate
Marlon Fernando, mortgage broker

Meet Marlon

Licensed mortgage broker · Mortgage Alliance · FSRA licence 10530

Marlon does this every week for Ontario homeowners the bank turned away, using lenders the big banks do not have. No call centre here, just real people, and when you book you talk to Marlon directly.

★★★★★  4.9 from 180 Google reviews

★★★★★"Marlon and his team were great helping us with our mortgage application. They presented us different options that suited our needs and were there throughout the whole process."Reydento F, Oakville · Google review
★★★★★"Marlon is knowledgeable and responsive, and took the time to clearly explain every step of the mortgage process. I felt well supported and confident in the decisions being made."Kishan A, Peterborough · Google review
★★★★★"Marlon and his team handled my mortgage approval and closing efficiently and professionally, keeping me informed at every step. The whole process was smooth and stress free."Srinath K, Hamilton · Google review

Questions homeowners ask

Will checking hurt my credit score?

No. Answering the questions involves no credit check at all.

What about my current mortgage?

We look at any penalties and timing, and only recommend this if the math works in your favour.

My credit is bruised. Can I still do this?

Often yes. We work with lenders the big banks do not have, and bruised credit is exactly the kind of situation they exist for.

Ready for one payment?

Two minutes of questions. No credit check. A straight answer.

See if I qualify

Free · No obligation · Ontario homeowners

Marlon Fernando, Mortgage Alliance, brokerage FSRA licence 10530. Serving Ontario.

Rolling debt into your mortgage can lower your monthly payment, but it may extend how long you pay and the total interest over time. Marlon reviews the full picture with you before you decide.

Estimates shown are illustrative and depend on your situation. On approved credit.

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